INSTITUTIONAL PROGRAMS

InsMed offers a wide range of insurance and income protection policies that suit the needs of various professional populations found within most healthcare institutions and schools. The insurance programs offered by InsMed represent the best available options to address the unique needs of members of the healthcare community.

These programs include:

• Group Long Term Disability/Conversion Contracts that guarantee a medical student, dental student or house staff officer's right to maintain permanent individual coverage.
• High Limit "Specialty Specific" Group LTD Contracts that provide an appropriate level of coverage for high income physician populations
• Supplemental Individual Disability Coverage for attending physicians, CRNA's and house staff officers to raise the percentage of income replacement and to cover sources of income not protected by the current employer's benefits.
• Group Short Term Disability Contracts that can provide up to $3,000/week of benefits in the event of a total and/or partial claim.
• Group Life Insurance that can provide life insurance coverage for an employee, spouse or partner or can be offered through a supplemental, voluntary program.
• Long Term Care Insurance contract that offers an employee and family members the opportunity to obtain an individual and portable contract on a discounted basis.
• Retirement Contribution Protection contracts that can replace 100% of retirement program contributions in the event of a long term disability.

The advantage of working with InsMed is not only the wealth of knowledge and experience that the company provides but also its commitment to continually identifying better ways to deliver first-rate benefits.

We welcome the opportunity to become your resource for institutional benefit programs and support. Call us toll-free at 800-214-7039 today to discuss your situation or complete our request for proposal to receive a quote.