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DISABILITY INSURANCE:
INDIVIDUAL DISABILITY INSURANCE
According to a Gallup survey,
most people estimate that they have only a 16% chance of becoming disabled
during their working years. The facts are startling:
- If you are under age 35,
chances are one in three that you will become disabled for at least six
months during the course of your career.
- Men have a 43% chance of
becoming seriously disabled during their working years.
- Women have a 54% chance.
- At age 42, it is four
times more likely that you will become seriously disabled than that you
will die during your working years.
Human resource representatives
and physicians are well acquainted with the challenge of obtaining adequate
disability insurance coverage in a climate of industry consolidation, rising
premiums costs, stricter qualification requirements, and eroding coverage
due to additional policy exclusions and limitations
There are a number of
different disability insurance polices you can choose from including:
If you need additional assistance, please contact us.
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