Through the establishment of association endorsement programs we have been able to create discounted rate opportunities for employed and independent physicians. These discounted rate policies are typically offered with "own specialty” definitions of total disability and may be used to protect your income, overhead expenses and/or contributions made to a Defined Contribution retirement program (product availability may vary among states).

To obtain more information about these product offerings and to determine if these discounts are available in your state please complete the contact for on the left of this page