HAWAII IPA SUPPORT SITE

Welcome to the Hawaii Independent Physician Association support site.

MESSAGE FROM WILLIAM DONAHUE, EXECUTIVE DIRECTOR

I am very pleased to announce that after an extensive review process that the Hawaii IPA is able to offer its members a new comprehensive long term disability insurance program. This new program was chosen after an extensive review of the products and policies that are available to physicians in today’s marketplace and we believe that the terms of coverage and the rates present an excellent value to our members.

Through this new program you will be able to apply for a number of different policies that can protect both personal and professional issues. Due to the IPA's involvement all of these policies will be available to you with permanently discounted rates.

Through these new policies our members will have the opportunity to apply for coverage that will:

• Provide a tax free income until the age of 65
  

• Cover your normal business overhead expenses

• Set aside money to fund your retirement plans

• Provide funding for any partnership buy-out obligations

In addition to offering our members the opportunity to access coverage on a discounted rate basis we have been able to secure an underwriting offer that will allow our members to obtain a certain amount of protection for office overhead expenses without having to satisfy the medical underwriting requirements that insurance companies normally require. This underwriting offer is predicated on a minimum level of participation within our membership and this coverage must e applied for within the first 90 days of eligibility.

I hope you take the time to review the opportunities presented though this program. We strongly believe that this offering presents a special opportunity to protect yourself under very preferred terms. Without this a type of insurance protection  no financial program is complete. Please do not hesitate to contact me if you have any questions about this program